Idea: get pension fund trustees to explicitly state their investment views on savings that fund consumption now (and in return you get an IOU which says that the consumer will pay you back essentially from future growth), against savings that fund investment now - and actually generate the productive infrastructure for that future growth.
It should be possible for people to invest their pensions in e.g. solar panels, rather putting money into the stock market where corporations are supposedly already sitting on a huge cash pile that they don't know what to do with. Especially at the moment when attitudes must be fairly dead set against such investment ("some of that investment will be in the big bad banks wooooo")
Basically interested in generalising something like this to pre-retirement savings as well as lump sum cash.
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